re:fab partners with Regions Home Improvement Financing as our preferred lending provider, so you can choose the payment plan that works for YOU.
Regions Bank Financing Options (previously known as EnerBank):
- 90 Day Same-As-Cash*, No payments, No interest for 12 months
- 6-Month Same-As-Cash*, No payments, No interest for 12 months
- 12-Month Same-As-Cash*, No payments, No interest for 12 months
- 0% APR 12-Month Loan
- Traditional Installment Loan (8.99% – 15.99% APR)
90-Day Same-As-Cash Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of June 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 90 days. Repayment terms vary from 15 to 123 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First loan payment due 90 days after funds are disbursed.
6-Month Same-As-Cash Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of June 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 180 days. Repayment terms vary from 18 to 126 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 180 days after funds are disbursed.
12-Month Same-As-Cash Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 19.99% fixed APR, effective as of June 2023, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest is waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed.
0% Annual Percentage Rate 12-Month Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 0% fixed APR. Minimum loan amounts apply. Repayment term is 12 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. 12 monthly payments of $83.33 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
Traditional Installment Loan
*Credit and loans provided by Regions Bank d/b/a EnerBank USA, Member FDIC, (650 S Main St, Suite 1000, Salt Lake City, UT 84101) on approved credit, for a limited time. 8.99% to 15.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment terms vary from 12 to 144 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed. Minimum monthly payments vary between $11.37 and $90.73 per $1,000 borrowed. The minimum monthly payment will be no less than $50.00.
